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Bank Scam Call Exploiting the Capital One Brand

About Capital One Corporation

Capital One is a large American bank holding company specializing in credit cards, auto loans, banking, and savings accounts. It was founded in 1994 and is headquartered in McLean, Virginia. Capital One is known for its innovative and customer-focused approach to banking, offering a wide range of financial products and services designed to meet the needs of individuals and small businesses. The company is also known for its use of technology, including a user-friendly mobile app and online banking platform, as well as its use of data analytics to offer personalized financial services. Capital One has a strong presence in the United States and is considered one of the leading players in the financial industry, known for its commitment to its customers and the communities it serves.

Capital One Union History

Capital One has a relatively short history, having been founded in 1994. However, the company has grown rapidly in the years since its inception, becoming one of the largest and most well-respected financial institutions in the United States. Capital One's early focus was on credit cards, and it quickly established itself as a leader in the industry, known for its innovative and customer-focused approach. Over time, the company has expanded its offerings to include a wide range of financial products and services, including auto loans, banking, and savings accounts. Throughout its history, Capital One has been recognized for its use of technology, its commitment to data-driven decision making, and its focus on providing excellent customer service. Today, Capital One is a major player in the financial industry, serving millions of customers and communities across the United States.

About the Capital One Interest Scam:

The Capital One Interest scam is set up to take users personal information. The scam impersonates a security message from Capital One. It informs the user that they have improved for better interest on their Capital One Credit Card Account. The user is prompted to call a number to speak to an Capital One representative.

Capital One Scam Audio:

" Hi good day this is Maria. Calling from the underwriting department of Card Member Services and you recently inquired with our department to request a lower interest rate on your existing credit card account at the time of your request we were not able to approve your request. After review of your payment and account history. I am now able to approve you for the interest rate reduction. This is a limited time offer and to complete this request you can reach me directly at 800-820-5707. Joseph found(?) restrictions this offer is only valid for three business days. Once again the phone number directly to the underwriting department is 1-800-820-5707 and this will be the only notice you received. Thank you."

Detection Info: 

First detected: Wed Aug 16 2017 23:38:09 GMT-0700 (Pacific Daylight Time)

Numbers Connected to Scam: (14694219943),(14696403706),(18143634553),(17852646596),(19123017109)

Locations Connected to Scam: (CA,US),(TX,US),(GA,US),(NY,US),(OH,US)

Find more scams impersonating companies in our Branded Scam Call Index



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